{"id":13,"date":"2026-07-16T01:52:44","date_gmt":"2026-07-16T01:52:44","guid":{"rendered":"https:\/\/sfg.korvix.cloud\/?page_id=13"},"modified":"2026-07-16T01:52:44","modified_gmt":"2026-07-16T01:52:44","slug":"rollovers-cds","status":"publish","type":"page","link":"https:\/\/sfg.korvix.cloud\/?page_id=13","title":{"rendered":"401(k), IRA, or CD?"},"content":{"rendered":"<h2>Retirement dollars should not be moved on a hunch.<\/h2>\n<p>Whether the decision involves a maturing certificate of deposit, an employer plan, an IRA, or estate assets, begin by understanding the tradeoffs.<\/p>\n<div class=\"sfg-decision-list\">\n<article>\n<h3>A CD is coming due<\/h3>\n<p>Compare access to funds, current rates, guarantees, surrender terms, and how the money fits within the rest of your retirement picture.<\/p>\n<\/article>\n<article>\n<h3>A 401(k) or IRA is changing<\/h3>\n<p>Review available choices, potential tax consequences, fees, risks, income needs, and beneficiary considerations before moving assets.<\/p>\n<\/article>\n<article>\n<h3>Lifetime income matters<\/h3>\n<p>Learn how different product types may create contractual income and request complete product-specific disclosures.<\/p>\n<\/article>\n<article>\n<h3>A legacy is a priority<\/h3>\n<p>Consider beneficiary designations, tax-aware strategies, estate coordination, and how assets may pass to the next generation.<\/p>\n<\/article>\n<\/div>\n<div class=\"sfg-notice\">Product guarantees depend on the claims-paying ability of the issuing company and the specific contract. Review all brochures and product disclosures before making a decision.<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Retirement dollars should not be moved on a hunch. Whether the decision involves a maturing certificate of deposit, an employer plan, an IRA, or estate assets, begin by understanding the tradeoffs. A CD is coming due Compare access to funds, current rates, guarantees, surrender terms, and how the money fits within the rest of your [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":0,"parent":5,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/content-page.php","meta":{"footnotes":""},"class_list":["post-13","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/sfg.korvix.cloud\/index.php?rest_route=\/wp\/v2\/pages\/13","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sfg.korvix.cloud\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/sfg.korvix.cloud\/index.php?rest_route=\/wp\/v2\/types\/page"}],"replies":[{"embeddable":true,"href":"https:\/\/sfg.korvix.cloud\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=13"}],"version-history":[{"count":0,"href":"https:\/\/sfg.korvix.cloud\/index.php?rest_route=\/wp\/v2\/pages\/13\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/sfg.korvix.cloud\/index.php?rest_route=\/wp\/v2\/pages\/5"}],"wp:attachment":[{"href":"https:\/\/sfg.korvix.cloud\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=13"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}